A HOLIDAY abroad is not back to being as simple as it was pre-pandemic, so travel insurance has never been more important if you are planning a trip abroad this year.

PayingTooMuch is offering Sun readers an extra TEN PER CENT off their travel insurance as part of the Sun Like It Hot campaign, providing extra reassurance that you are fully covered when you go away.

While other travel insurance providers might offer pricier blanket policies, PayingTooMuch compares schemes from many different insurers to tailor policies to your individual needs.

This means everyone – from the young and healthy heading off on an adventure holiday to those with health conditions opting for a beach break – pays the best price.

You can choose from a single trip or annual policy, depending on how much you intend to travel.

If you take more than two holidays a year, a 12-month policy is often much cheaper.

The insurance provider offers not only unlimited emergency medical cover and zero excess options but also up to £12,000 cancellation cover. This includes protection if you test positive for Covid before you are due to travel.

And don’t worry if you test positive while on holiday, either, as policies include medical treatment as well as repatriation costs – as long as you are not travelling against the advice of the UK’s Foreign, Commonwealth and Development Office (FCDO).

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PayingTooMuch’s insurance policies can also cover additional accommodation if you are forced to quarantine or extend your stay abroad because of Covid.

However, you will need to contact your insurance provider if the travel advice changes while on holiday, as this may not be covered, and you may be liable for any flights if returning home early or if you decide to extend your trip.

PayingTooMuch includes a number of pre-existing medical conditions in its travel insurance policies.

It offers affordable policies covering more than 1,300 conditions such as heart conditions, diabetes and cancer. For example, a 55-year-old on medication for high blood pressure and high cholesterol could pay just £15.93 for travel insurance to cover a week in Spain with PayingTooMuch – plus there is the extra ten per cent off through the exclusive offer.

Travellers with no medical conditions can still take advantage of cheaper travel insurance through this exclusive offer.

For instance, a healthy 35-year-old could pay just £13.97 for travel insurance to cover a seven-night package holiday in Greece.  

All worldwide destinations are covered and the insurance even includes cruise holidays – which many providers don’t offer – as well as winter sports. Plus, if you need to contact PayingTooMuch while you are away, it has people in the UK on call seven days a week for any questions and help.

To get the exclusive ten per cent off your travel insurance, call 0800 069 6171 or visit payingtoomuch.com/sunlikeithot and use the code SUN10.

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