A self-made millionaire from Burnley will leave his fortune to society after death so the next generations of his family have reason to get up in the morning.
Dave Fishwick believes it would be dangerous to “burden” his children with his riches.
He made his wealth selling minibuses and he has a son who is a cop and a daughter who works for an animal charity.
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And he wants to continue using his money to help those less fortunate instead of keeping it in the family.
Speaking with Daily Star, he said: “It’s so important that the children work hard because I have seen lots of people who have become successful and wealthy and they spoil their kids and the kids have no understanding of money whatsoever.
“I am going to give 99% of my wealth away when I pass away, whatever week, year it is. Hopefully it’s a long time away.”
He added: “It is all going back to society because burdening the next generation of Fishwicks, the next 10 generations of Fishwicks, with enough money so they don’t have to get out of bed in the morning I think is a really bad thing.
“You need to have a purpose to get up in the morning. I had three jobs at the beginning and I had nothing.
“It’s important that you have that work ethic and I think hard work puts you where some good luck will find you. My kids don’t always agree with that but they are good kids.”
The down to earth businessman, 51, captured the hearts of the nation in the recent biopic called Bank of Dave which trended number one on Netflix.
He has lent more than £27m to people and business since setting up a community bank in 2008 with all profits going back into supporting others.
James Bond star Rory Kinnear played him in the feel good film which also starred Bridgerton's Phoebe Dynevor.
Dave himself left school at 16 without any qualifications but his son Connor is a front line policeman and he is happy his children have forged careers of their own.
He said: “A lot of people say is that not too dangerous a job for your children… no, you can’t wrap them in cotton wool. They need to go out there and live their life.
“Sometimes I will get up in the middle of the night to go for a wee and I wonder where they are and if they are in trouble or whatever but I know they have been brought up properly and it will be fine.
“I said to them you can do anything but not nothing. It’s important you do something that gives back to society.”
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