Martin Lewis' Moneysavingexpert issues urgent warning for anyone who wears uniform to work – how to avoid losing cash | The Sun

Martin Lewis' MoneySavingExpert has issued an urgent warning for anyone who wears a uniform to work.

Whether it's a branded t-shirt or scrubs, you could be owed hundreds of pounds in tax money.

With food prices through the roof and soaring inflation, people are scrambling for ways to save money.

But there are ways you can save, or get cash back to help soften the blow.

Martin Lewis' MoneySavingExpert (MSE) says you can get hundreds back for up to five years' uniform expenses.

How much you're owed depends on your profession – ambulance staff have specialist clothing, for instance, so they'll be entitled to more than a retail employee.

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If it costs more to maintain your uniform, you'll get more tax back.

However, MSE is warning workers not use claim firms, who take a fee of up to 50% for the use of their services.

The consumer experts say the forms are easy to fill out yourself, so you don't need to be forking out for help.

Below we explain how it works, who is eligible and how you can claim.

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How does it work?

The standard flat-rate price allowance for having a uniform is £60. If you claim a uniform tax refund, you'll get back the amount of tax you would've paid for that £60.

If you're a basic-rate taxpayer, you'll get £12 back per year, because that's 20% of £60.

Higher-rate taxpayers will get back £24.

But because the £60 is a flat-rate allowance, you won't be required to record and send in the individual amounts you spend.

You can also backdate your claim by up to four tax years as well as the current year. If you were a basic tax payer who wore uniform during those years, this is what you could claim:

  • 2022/23 – £12
  • 2021/22 – £12
  • 2020/21 – £12
  • 2019/20 – £12

You'll need to claim this before the next tax year begins on 5 April 2023 or risk losing out.

Of course, some occupations require more wear and tear, like ambulance staff. Their maximum annual allowance for uniform is £185.

That means basic-rate tax payers would get £37 back each year they claimed, or £74 if they're higher-rate.

Nurses and midwives have an allowance of £125 but can also claim shoes and tights, and so on.

You can search for your occupation here to check what you could be owed.

Who is eligible?

The cashback goes towards the effort you make washing your uniform for work.

But to be able to claim tax relief, all of the following must apply to you.

You wear a uniform recognisably linked to a certain job e.g. branded t-shirt, paramedic or police officer

Either a logo or a company name must be recognisable to a member of public.

You are required to wear it by your boss

In other words, you had no choice but to buy it. But if you only had to wear it for one day, don't worry. You can still claim the entire year's tax relief.

You have to purchase, replace, mend or clean it yourself

You won't be able to claim if your employer does this sometimes, though.

You paid income tax during the year you're claiming for

Because it's supposed to reduce your tax liability, you can't claim if you haven't paid any tax that year.

How do I claim?

To claim a uniform tax refund for the first time, you'll need to keep receipts and fill in a P87 form before sending it off to HMRC here:

Pay As You Earn

HM Revenue & Customs

BX9 1AS

This is what you'll be asked:

  • Employer's name and address
  • Your occupation, job title and industry sector
  • Your details, including your national insurance number and your pay-as-you-earn (PAYE) reference
  • Whether you're claiming flat-rate expenses (usually you will be, if not, you'll need detailed records of costs)
  • How you want to be paid – into your bank account or by cheque

Your tax code should have adjusted when you last claimed if you've done it before – so you shouldn't need to fill out a form – but you can call up HMRC on 0300 200 3310 if you don't think it has.

You can do a reclaim over the phone.

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The only group of uniformed workers who can't claim the rebate are those in the armed forces – their uniform costs should be covered in their own individual tax codes.

Once HMRC processes your claim, it will send a letter back telling you how much you're eligible for and when it'll come through.

Do you have a money problem that needs sorting? Get in touch by emailing [email protected]

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